We may receive a commission on purchases made from links. Over the years, online security has gotten a lot better, with users across all kinds of applications being directed to do a lot more to ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Lea Uradu, J.D., is a Maryland state ...

Rachel Williams is a small business editor at Forbes Advisor with two decades of professional editing experience. Over the last five years, she has specialized in small business content, helping ...

Katherine Haan, MBA, is a Senior Staff Writer for Forbes Advisor and a former financial advisor turned international bestselling author and business coach. For more than a decade, she’s helped small ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...