USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

USDA loans are good mortgages if you're buying in a rural area, have a low-to-moderate income, and want a no-down-payment ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...